While a fourth of your fleet gobbles up big points just for finishing....
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How old am I, (Baydog asks)? It all depends on the boat. Right? And the man, too! How does one know when one has reached a degree of age and infirmity that he begins to worry about the safety of others who might have to rescue him? It's laughable. My boat - I can't go sailing unless my crew takes me. I would and could downsize easily but Trophy Wife loves boat marginally less than me. That has to be a major concern.